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Mortgages:  A Little-Known Strategy for Cutting Mortgage Payments

“Recasting,” or “re-amortization,” involves paying off a lump sum of the principal amount and asking to have the monthly payments reset according to the original interest rate.

Hypothèque & Immobilier Un Toit ( 宜家地产及贷款公司)

A company who provides you with the convenience of combining real estate selling and purchasing with mortgage brokering under one roof.

I do not only sell, buy or arrange your mortgage! I am enough experienced and well established to take my time and knowledge to help you:

1. Adjust the mistakes you made in the past concerning investment or re-evaluate your investment(properties, fund investment and  mortgage set up)

2. Giving you better ideas about property & fund investment

3. Setting up a goal for you to re-invest in real estate or reimburse your mortgage in the shortest possible time span using other investment methods( 10, 8, 7 years)

I am an advisor of how to live most efficiently your precious life.

CMHC ( Canada Mortgage & Housing Cooperation).

Canada Mortgage and Housing Corporation (CMHC) is Canada’s national housing agency. Established as a government-owned corporation in 1946 to address Canada’s post-war housing shortage, the agency has grown into a major national institution. CMHC is Canada’s premier provider of mortgage loan insurance, mortgage-backed securities, housing policy and programs, and housing research.

ACAIQ ( Association des Courtiers et agents immobiliers du Québec )

The Association des courtiers et agents immobiliers du Québec (ACAIQ) is responsible for overseeing real estate brokerage in Québec. Its mission is to protect the public by supervising the professional activities of all real estate brokers and agents practicing in Québec, in accordance with the Real Estate Brokerage Act.

The Association des courtiers et agents immobiliers du Québec (ACAIQ) began operating on January 15, 1994, 40 years after the establishment of the Corporation des courtiers en immeubles de la province de Québec on January 13, 1954…